Join the Merchant Services Exposed CO-OP Today!
Learn The Truth!
What?
The mission of MerchantServiceExposed.com (MSE), is to expose and explain how credit card processing and merchant services really works in an easy to understand format. The mission of the MSE CO-OP is for all members to have total control and transparency of their businesses merchant service program! This will never allow a sales representative to control the fees of the members business again! As a member of the MSE CO-OP, members will receive a merchant service program that either eliminates, reduces or worst case matches the current merchant service fees being paid AND a quarterly rebate percent of the merchant service fees that were paid! WIN-WIN-WIN!
There is not very many moving parts to merchant services, yet it is misunderstood by most business owners and by design, is truly a game of smoke and mirrors! But, no matter what, the Numbers do not lie! The only thing every business that accepts credit / debit cards for payment ever needs to worry about is the "All In Rate"! What percent of the credit card volume did they have to pay monthly to accept credit / debit cards? Download the 2023 MSE All In Rate Tracker located at the bottom of the home page!
With so many different programs with so many different fees, what is legit and what are "junk fees"? Why are the merchant statements so confusing? Should the business have a flat rate program or a tiered pricing program? Or is the "interchange pass-through" program the best? Finally, or is the Cash Discount Program that eliminates the fees the best?
For years and years, merchant service sales representatives have asked for merchant statements and then most offered just enough savings to get the business to switch to them. Very few offered the business the best program to save them a very substantial amount annually. Some would offer savings only to later bump up the fees over time! Because the merchant service world is unlicensed and unregulated, the model is to charge as much as the merchant will allow and then increase the fees along the way!
When a merchant needs to use a point of sale system, the merchant should be able to choose any merchant service provider of their choice when choosing the point of sale system they want to use. Merchant Services Exposed has revealed that when the point of sale software provider "forces" the merchant to only use their merchant service provider, the fees are much higher! We have seen where the point of sale or software provider clearly makes more profit on the "forced" higher merchant service fees than they make on their software. With technology changing so rapidly, software packages and point of sale systems are adding more and more features to convince the business to keep using them while inflating the merchant service fees!
THE #1 ADVICE THAT MSE GIVES: "KEEP YOUR MERCHANT SERVICE PROVIDER SEPERATE FROM YOUR SOFTWARE OR POINT OF SALE PROVIDER! THAT GUARANTEES YOU THE BEST PROGRAM FROM BOTH!".
The 3 most important steps a business can do to maintain their merchant service fees at a minimal percent is:
1. - Track your All-In-Rate % on a monthly basis! It is only a 5 second exercise!
2. - Have your merchant service statements audited by Merchant Services Exposed every 6 or 12 months!
3. - Join the Merchant Services Exposed CO-OP!