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Merchant Services Exposed
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CASH DISCOUNT HAS ZERO PROCESSING FEES!

Understanding the Cash Discount Program

The Cash Discount Program is legal in all 50 states!  Give all customers that pay with cash or check a DISCOUNT!

  

A cash discount is when the merchant provides a discount when the consumer pays with cash. A non-cash price adjustment is passed through to the customer on all card transactions.​

​Cash discount programs have been available for years to higher education, municipals, gas stations and utility providers, but only recently, since 2015 have independent business owners began to use the same programs.

This program enables merchants to charge a customer service fee to their customers and thereby eliminate their processing fees.  This is not a surcharge program, nor convenience fee.  


Signage Needed

 How it works: The merchant will post a sign in their store notifying customers that there is a 4% customer service fee applied to all store sales. 

  

However, if the customer pays by cash, they will receive a 4% cash discount which will eliminate the 4% service fee.  For the sake of clarity, if the customer makes a purchase for $100 and they pay by cash, then the total cost will be $100.  However, if they pay by any other form of payment, such as the credit card, then the total cost will be $104. This is done automatically and there is absolutely no calculation required on the merchants part.

   

Merchant Benefits

The service charge collected reduces the merchant service fees to ZERO!

  • Terminals are purchased at cost, then refunded after 90 days!
  • Zero processing fees!
  • Zero monthly statement fee
  • Zero PCI fees and 100% compliant
  • Zero Annual fees
  • Zero batch fees
  • Zero swipe fees
  • Zero interchange fees
  • Zero fees equal no rate increases
  • Month to month contract
  • Accept all card brands
  • Chargeback support
  • 100% EMV compliant

Perfect For The Following Businesses:

  • Pest Control
  • Automotive Dealers
  • Veterinarians
  • Hospitals
  • Fishing/Hunting
  • Landscape Services
  • Lawn Care Services
  • Consultants
  • Marketing/Advertising
  • Non-Profit Organizations
  • Fine Dining
  • Retail Sales
  • Technology Services
  • AC & Heating 
  • Construction
  • Contractors
  • Equipment Rental
  • Plumbing
  • Remodeling
  • Repair/Maintenance
  • Child Care Services
  • Accountants
  • Pawn Brokers
  • Tax Preparation
  • Bakery
  • Grocery Stores
  • Convenience Stores
  • Restaurants/Bars
  • Truck Stops
  • Athletic Trainers
  • Chiropractic Offices
  • Dental Offices
  • Optometrists
  • Car Wash
  • Auto Parts/Sale

Learn more by downloading our Cash Discount FAQ's.

Downloads

Zero Fee FAQ MSE (pdf)

Download

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